| |
OCBC |
HSBC |
Standard Chartered |
UOB |
DBS |
| Minimum Loan |
$100,000 |
$200,000 |
$200,000 |
$100,000 |
$200,000 |
$100,000 |
| Variable package & Fixed package |
|
|
|
|
|
|
Legal subsidy
(whichever is lower) |
0.4% or $2,000 |
0.4% or $2,000 |
0.4% or $2,000 |
0.4% or $2,000 |
0.5% or $2,000 |
0.4% or $2,000 |
| Up to 80% Financing |
|
|
|
|
|
|
| 1st Year |
SOR + 0.65% |
SIBOR + 1.3% |
|
SIBOR + 1.3% |
SOR + 1% |
SIBOR + 1.45% |
| 2nd Year |
SOR + 0.85% |
SIBOR + 1.2% |
|
SIBOR + 1.3% |
SOR + 1.75% |
SIBOR + 1.45% |
| 3rd Year |
SOR + 1.25% |
SIBOR + 1.1% |
|
SIBOR + 1.3% |
SOR + 1.75% |
SIBOR + 1.45% |
| Lock In |
2 years |
No lock in |
|
No lock in |
No lock in |
2 years |
| Fixed package |
|
|
|
|
|
|
| 1st Year |
1.50% |
Nil |
|
1.70% |
1.48% |
1.99% |
| 2nd Year |
2.99% |
|
|
SIBOR + 1.3% |
SOR + 1.75% |
2.19% |
| 3rd Year |
SOR +.0.85% |
|
|
SIBOR + 1.3% |
SIBOR + 1.75% |
2.29% |
| Lock In |
1 year |
|
|
1 year |
1 year |
3 years |
| Up to 90% Financing |
|
|
|
|
|
|
| Variable Package |
|
|
|
|
|
|
| 1st Year |
4.00% |
4.25%; |
3.70% |
4.18% |
4.00% |
4.00% |
| 2nd Year |
4.25% |
4.50% |
3.70% |
4.18% |
4.25% |
4.25% |
| 3rd Year |
4.75% |
4.75% |
3.95% |
4.48% |
4.75% |
4.25% |
| Thereafter |
4.75% |
|
5.50% |
4.73% |
4.75% |
4.75% |
| Tie Period |
2 years |
NIL |
2 years |
NIL |
2 years |
2 years |
| Fixed Package |
2 years fixed |
|
|
2 years fixed |
2 years fixed |
2 years fixed |
| 1st year |
4.50% |
|
|
|
4.50% |
4.5% |
| 2nd year |
4.75% |
N.A |
|
4.28% |
4.75% |
4.75% |
| 3rd year |
4.75% |
|
|
4.28% |
4.75% |
4.75% |
| Thereafter |
4.75% |
|
|
4.73% |
4.75% |
4.75% |
| Tie in period |
3 years |
|
|
|
3 years |
3 years |
|